Promissory Note







$_______________________                                              Date:__________________________



_____________________________________________________________________ hereby

promises to pay to the order of ____________________________________________________

_____________________________________________ the sum of $______________________,

with interest thereon from the date of this note to the date of payment at the rate of interest

per annum as set forth below:

This note is due a payable in full on ____________________________, if not paid sooner.

The principal and interest shall be payable when due at _______________________________

____________________________________________________________________ or at a place

of which the undersigned may be notified in writing by the holder of this note.

This note is not assumable without the written consent of the lender. This note may be

paid in whole or in part at any time prior without penalty. The borrower waives demand,

presentment, protest, and notice. This note shall be fully payable upon demand of any holder

in the event the undersigned shall default on the terms of this note or any agreement securing

the payment of this note. In the event of default, the undersigned agrees to pay all costs

of collection including reasonable attorneys fees.

IN WITNESS WHEREOF, the undersigned has executed this note under seal as of the

date stated above (if the undersigned is a corporation, this note has been executed under seal

and by authority of its board of directors).










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